Klarna Finance

How to buy with Finance:

Thinking of choosing finance?

Our finance options may allow you to spread the cost of your purchase over monthly installments*. We’ve teamed up with Klarna whose smart technology allows you to apply for and complete the loan application online with an instant decision.

To use finance as a payment method, first add the items you intend to buy to your basket. Once at the checkout, enter all your details and select the ‘Buy now, pay later’ option, click place order, and then fill out the requested details. The application form should take no more than a couple of minutes to complete and you’ll receive an instant decision.

*Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future. You may also be charged for any missed or late payments.

Part 1: How it works

Shop now. Pay later with Klarna.

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get the stuff you want, when you want it.

Here’s how it works:

Step 1

Add products to your cart and select “Klarna” when you check out

Step 2

Enter a few personal details and you’ll know instantly if you’re approved

Step 3

Klarna will send you an email confirmation and reminders when it’s time to pay

Step 4

You can complete your future Klarna purchases with just one click

Part 2: Payments information

Financing

Apply for monthly financing during checkout. It’s a user-friendly, application process with an instant decision. If approved, you can manage your payments and get payment reminders in the Klarna App.

6 and 12-month options are 0% interest-free. If for any reason there is an outstanding balance after the 12-month interest-free period, that outstanding balance will switch to 18.9% APR.

24 and 36-month options are subject to a Promotional interest rate of 18.90% APR.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

Hatton Jewellers Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 installments are not regulated by the FCA.

Part 3: About Klarna

Pay online or in the app

Review your latest purchases and make payments in the Klarna app or online.

Download the Klarna app: https://www.klarna.com/app
Log in online: https://app.klarna.com/login
Chat with customer service: https://www.klarna.com/uk/customer-service/

About Klarna

Safe and secure

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.

Frequently asked questions

Visit our FAQ (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna.

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth payment methods give you more time, control and joy so you can focus on the things you love.

90 million shoppers are using Klarna.
200,000 retailers are working with us worldwide.
We’ve been powering online checkouts for 15 years.

The legal bit

Hatton Jewellers Ltd. is authorised and regulated by the Financial Conduct Authority, register number 795045 and act as a credit intermediary.

Hatton Jewellers Limited acts as a credit intermediary and offers credit products provided only by Klarna. Klarna is a registered trademark of Klarna Bank AB. Finance is only available to permanent UK residents aged between 18-80, subject to status, terms and conditions apply. Klarna is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority – firm reference number 821179. For more information please visit https://www.klarna.com/uk/.

Hatton Jewellers Ltd’s registered address is 29 Hatton Wall, Hatton Garden, Farringdon, London, EC1N 8JJ.