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Klarna Finance

How to buy with Finance:

Thinking of choosing finance?

Our finance options may allow you to spread the cost of your purchase over monthly installments*. We’ve teamed up with Klarna whose smart technology allows you to apply for and complete the loan application online with an instant decision.

To use finance as a payment method, first, add the items you intend to buy to your basket. Once at the checkout, enter all your details and select the ‘Pay in 3’ option, click Place order, and then fill out the requested details. The application form should take no more than a couple of minutes to complete and you’ll receive an instant decision.

*Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future. You may also be charged for any missed or late payments.

 

Part 1: How it works 

Shop now. Pay later with Klarna.

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout.

Here’s how it works:

Step 1

Add products to your cart and select “Klarna” when you check out

Step 2

Enter a few personal details and you’ll know instantly if you’re approved

Step 3

Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.

 

Pay in 3

Spread the cost of your purchase into 3 interest-free installments. The first payment is made at the point of purchase, with the remaining installments scheduled automatically every 30 days. Select the Klarna option and enter your debit or credit card information.

  • A new way to pay that's an alternative to a credit card.
  • 3 installments gives you the flexibility to shop without interest.
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

Klarna's Pay in 3 is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status.Ts&Cs and late fees apply.

Part 3: About Klarna 

Pay online or in the app 

Review your latest purchases and make payments in the Klarna app or online. 

About Klarna 

Safe and secure 

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases. 

Frequently asked questions 

Visit our FAQ (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna. 

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.

  • More than 150 million shoppers are using Klarna.
  • 450,000 retailers are working with us worldwide.
  • We’re one of Europe’s largest banks and we’ve been powering online checkouts for over 15 years.

Klarna's Pay in 3 and Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status.Ts&Cs and late fees apply.

The legal bit

Hatton Jewellers Ltd. is authorised and regulated by the Financial Conduct Authority, register number 795045, and act as a credit intermediary.

Hatton Jewellers Limited acts as a credit intermediary and offers credit products provided only by Klarna. Klarna is a registered trademark of Klarna Bank AB. Finance is only available to permanent UK residents aged between 18-80, subject to status, terms, and conditions apply. Klarna is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority – firm reference number 821179. For more information please visit https://www.klarna.com/uk/.

Hatton Jewellers Ltd’s registered address is 4 Victoria Court, New Street, Chelmsford, CM1 1GP